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The Four Walls

When you are just starting out and beginning to set yourself a budget it is easy to get overwhelmed. Especially if you are finding that your monthly bills are greater than your income!

I have been there and remember how scary it was. I also...

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How to become part of the top 1%

 

How you ever wondered about the top 1%? Who are they? What do they do?

 

I have, I remember searching the top 1% because there was negative news on them back in 2008. What I found was pretty surprising, eye opening and thought to myself:

...

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Opportunity costs

What is opportunity cost?

Opportunity cost is the loss of the benefit that could have been enjoyed if the best alternative choice was chosen instead. Directly or indirectly, opportunity cost underpins the majority of day-to-day economic decisions...

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What the banking system isn't telling you about credit and credit cards

Have you ever been told that you can't survive without credit? That everyone that is older than 18 years old must have a credit card?

Well, I was taught this same thing until I started learning what the facts were. I will share the top credit...

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The best way to start investing if you are just starting out

If you haven’t read my eBook: A Basic Guide to Investing (click here) please do so before diving into this information below. It provides a fantastic foundation on what we are about to cover.

Once you are completely debt free, except for...

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5 Reasons You Need Life Insurance

Do you need term life insurance? Here are 5 reasons you probably do.

How often do you purchase something and hope you never have to use it? Term life insurance is one of those things.

While not always fun to think...

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What Identity Theft could cost you...

Scammers are targeting people just like you and me!

 

Scammers will stop at nothing to try and trick you into giving them your personal information.

 

Understand the tax office will not call you directly

Don't be scared if the "tax...

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3 Steps to Help Prevent Fraud

Do you know the 3 security steps to take now to help prevent hackers from getting access to your bank accounts?

Majority of banks will monitor your accounts and automatically send email or text alerts when there is "unusual"...

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Comparison is the thief of joy

We all have needs and we all have wants!

What one drives your decisions more?

If you are reading this, then over 90% of what you have is wants!

Our basic human needs:
1)   Food (and that is not eating out!)
2)   Clothing...

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Do you know why you are doing what you're doing with your money?

I want to share a story about a Thanksgiving Turkey.

A newlywed couple were hosting their first family Thanksgiving. Family was arriving in a few hours and the wife was preparing the turkey to be put into the oven. She proceeded by getting the...

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