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How to Negotiate

Negotiating has become a lost art. And I feel EVERYTHING is negotiable!

One of the most common places for the conversation is around salary negotiations. But you can negotiate with the purchase of a car, house, services, Facebook marketplace, and...

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Survey: Fewer than 4 in 10 Americans could pay a surprise $1,000 bill from savings

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Can you cover $1,000 surprise expenses?

If so, you are among the top 40% already!

If not, you're not alone. You may think these stats are only in America but let me tell you that this is common in most "1st World"...

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The Four Walls

When you are just starting out and beginning to set yourself a budget it is easy to get overwhelmed. Especially if you are finding that your monthly bills are greater than your income!

I have been there and remember how scary it was. I also...

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