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Comparison is the thief of joy

We all have needs and we all have wants!

What one drives your decisions more?

If you are reading this, then over 90% of what you have is wants!

Our basic human needs:
1)   Food (and that is not eating out!)
2)   Clothing (you have enough in your wardrobe)
3)   Shelter (nothing fancy)

That is, it!

You can survive everyday with those basic 3 needs. 

You may include a car in your needs list but really this is just another want! For example, you may ‘need’ a car to get to work. Why don't you ride share (Uber), use public transport, bicycle, or walk?

If you decide you ‘need’ a car to get to work, then the next question is, do you need a $20,000 car?


You want a $20,000 car and some of you out there want a car that is even more expensive than that!

The average car payment in Australia is $528 (Source: Budget Direct) and in the U.S. it is $554 (Link). Do not be part of this statistic. Save up and pay cash for whatever car you buy.

I paid cash for my first car and it cost $500. It was a 1987 Honda CRX and I wish I had a photo of me and the car to post here. I owned my first car for 6 years and sold it for $300 to another college student. Was it fancy?


Though I loved it because it got me to where I needed to go. It did the job of my ‘need’ of a car. 

Most of us get into financial struggles because of WANTS, not of needs.

Do not misunderstand me, I have wants and I buy them all the time. But I have learned two things when making these purchases:
1)   Pay cash for whatever want you have!
2)   Know how to define a want vs need!

"There’s nothing wrong with acquiring wants, but you need to define them correctly."

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