Majority of banks will monitor your accounts and automatically send email or text alerts when there is "unusual" activity. It is hard to use your card at home and a few hours later use it to buy a train ticket in another country 😨.
I have had my card frozen and even cancelled when I forgot to tell my bank I was going overseas for a holiday. This is #1 of the 3 steps:
#1 - Let your bank know when you are planning to do travel outside of your normal routines (when we are allowed to get on a plane again...). This can be easily completed on your banking app, just enter the countries and dates you plan to be visiting.
#2 - Make sure your contact information (correct email and phone number) is updated so you receive timely notifications and can receive the security verification text or email.
#3 - Turn on unusual card activity alerts that will display right on your phone (via text), even when you're not logged in.
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